Untangle Coming soon
Balance Sheet Free to start
Belongings Coming soon
Ledger FreeFree divorce asset and debt spreadsheet and worksheet
A free spreadsheet for dividing property in a divorce. List everything you own and owe, choose who gets each item, and the sheet works out what each of you walks away with and the payment that evens it out.
What's in the spreadsheet?
One worksheet for assets and debts, and a Print tab that turns it into a clean one-page summary: a marital balance sheet you can take to your mediator or attorney.
- Your names at the top, so every column reads "Alex gets" and "Taylor gets" instead of "Spouse 1".
- Assets and debts, one per row: the item, its estimated value, who it goes to, and notes.
- Splits for anything you share: choose Split and enter the first spouse's percentage.
- Totals and the equalization payment, worked out as you type.
The printable worksheet has the same columns as a fillable PDF: type into it, or print it and write by hand. The completed sample shows a fictional couple's sheet filled in.
How do I use it?
- List everything first. Every asset and every debt, with an estimated value on one date. Don't decide who gets what yet. The often-missed checklist helps you catch what people forget.
- Choose who gets each item. Most items go to one person. Cash and some accounts can be split by percentage.
- Read the totals. The sheet shows each person's net share: what they receive minus the debts they take on.
- Try a few versions. Swap who keeps the car or the house and watch the numbers move. Seeing them side by side shows which trade-offs matter to you.
- Print the summary from the Print tab to take to your mediator or lawyer.
How is the equalization payment worked out?
Add up each person's net share, take the difference, and halve it. The person with more pays that amount to the other. The equalization calculator does it in your browser, and the marital balance sheet example shows the whole sheet.
| Step | Example |
|---|---|
| Spouse 1's net share | $500,600 (what they receive, minus the debts they take on) |
| Spouse 2's net share | $475,100 |
| Difference | $500,600 − $475,100 = $25,500 |
| Equalization payment | $25,500 ÷ 2 = $12,750, paid by Spouse 1 to Spouse 2 |
| Result | Each leaves with $487,850 |
The sheet uses the values you enter. It doesn't adjust for taxes or the costs of selling something, so make a note next to retirement accounts, investments and anything that would have to be sold, and ask your attorney, mediator or tax advisor how those should be weighed. The preparation guide lists the questions to bring.
Is my information private?
Yes. The Excel file and the PDFs work entirely on your own device, and we never see what you type into them.
If you use the Google Sheets version, your copy lives in your own Google account.
Want to do it together, online?
The spreadsheet is a good start on your own. To work it out with your spouse, mediator or lawyers, Balance Sheet imports this spreadsheet (as .xlsx; up to 10 items on the free plan) and lets you propose, counter and agree item by item, with the equalization payment always up to date.
Start a Balance Sheet freeGeneral information, not legal advice. Just Divvy provides general information for educational purposes only. It is not legal, tax or financial advice, and using it does not create an attorney-client relationship. Divorce and property laws vary by state. Check your state's laws and talk to a licensed attorney in your state before making decisions.